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Your path to Malaysia, defined.

From MM2H category planning to education and property coordination — WellHome helps you compare the decisions that shape your Malaysia plan.

Malaysia My Second Home (MM2H)

MM2H is Malaysia's flagship long-stay residency programme administered by MOTAC. It is structured across four categories — Silver, Gold, Platinum, and SEZ/SFZ Johor. Exact financial thresholds, stay requirements, property rules, and rights must be verified against the latest official announcements before you decide.

Financial Requirements

MM2H Silver

A practical entry category for applicants seeking a 5-year MM2H pass with the lowest national FD and property thresholds shown in the current comparison.

Fixed Deposit (FD)
USD 150,000
Up to 50% of the FD may be withdrawn after eligible spending, with supporting vouchers and payment receipts.
Property Purchase
RM 600,000 minimum
An eligible existing property may be used, or a qualifying purchase may be completed before endorsement or within one year after endorsement.
Visa Duration
5 years
Renewal is subject to the latest official terms and continued compliance.
Minimum Annual Stay
90 cumulative days/year
Applicants aged 50 and above are exempt from the minimum stay. For applicants aged 25-49, the stay may be fulfilled by the main applicant or one registered dependent.

Information is for general reference only and subject to the latest official MOTAC / OSC MM2H / Immigration announcements.

Quick Comparison

CriteriaSilverGoldPlatinumSEZ/SFZ Johor
Minimum age25+25+25+21+
Minimum stay90 cumulative days/year90 cumulative days/year90 cumulative days/year90 cumulative days/year
Who can fulfill stayAged 50+: exempt from minimum stay. Aged 25-49: main applicant or one registered dependentAged 50+: exempt from minimum stay. Aged 25-49: main applicant or one registered dependentAged 50+: exempt from minimum stay. Aged 25-49: main applicant or one registered dependentAged 50+: exempt from minimum stay. Aged 21-49: main applicant or one registered dependent
DependentsSpouse, children under 34, both parentsSpouse, children under 34, both parentsSpouse, children under 34, both parentsSpouse, children under 34, both parents
MM2H pass duration5 years15 years20 years10 years
Fixed DepositUSD 150,000USD 500,000USD 1,000,00021–49: USD 65K ≥50: USD 32K
Property Min.Minimum RM600,000Minimum RM1,000,000Minimum RM2,000,000Subject to relevant state minimum property rules; direct developer purchase
Existing propertyCan use an existing property for applicationCan use an existing property for applicationCan use an existing property for applicationMust purchase Special Zone property before endorsement
Property purchase timingBefore endorsement or within 1 year after endorsementBefore endorsement or within 1 year after endorsementBefore endorsement or within 1 year after endorsementBefore endorsement
Property sale restrictionCannot sell for 10 years; resale allowed for property upgradeCannot sell for 10 years; resale allowed for property upgradeCannot sell for 10 years; resale allowed for property upgradeCannot sell for 10 years; resale allowed for property upgrade
FD withdrawalUp to 50% after spending, with vouchers and receiptsUp to 50% after spending, with vouchers and receiptsUp to 50% after spending, with vouchers and receiptsUp to 50% after spending, with vouchers and receipts
FD withdrawal usesProperty, education, medical, domestic tourismProperty, education, medical, domestic tourismProperty, education, medical, domestic tourismProperty, education, medical, domestic tourism
Property timing for FD withdrawalProperty bought within 2 years before MM2H visa approval, or any time after approvalProperty bought within 2 years before MM2H visa approval, or any time after approvalProperty bought within 2 years before MM2H visa approval, or any time after approvalProperty bought within 6 months before MM2H visa approval
Participation feeRM1,000RM3,000RM200,000RM1,000
Renewal application feeRM1,500RM3,000RM5,000RM300
Processing feeMain applicant RM5,000; each dependent RM2,500Main applicant RM5,000; each dependent RM2,500Main applicant RM5,000; each dependent RM2,500Main applicant RM5,000; each dependent RM2,500
Business activityNot allowedNot allowedAllowedNot allowed
Work RightsNot allowedNot allowedAllowedNot allowed
EducationChildren may study in Malaysia, including higher educationChildren may study in Malaysia, including higher educationChildren may study in Malaysia, including higher educationChildren may study in Malaysia, including higher education
MedicalLong-term treatment in MalaysiaLong-term treatment in MalaysiaLong-term treatment in MalaysiaLong-term treatment in Malaysia
Agency fee shown on brochureRM40,000RM55,000RM70,000RM40,000

Information is for general reference only and subject to the latest official MOTAC / OSC MM2H / Immigration announcements.

The Application Process

1

Profile Assessment

We assess your eligibility and recommend the optimal MM2H tier. Available via Zoom or in-person.

2

Document Preparation

We guide and advise on preparing all required documents: relationship documents, employment proof, bank statements, police clearance, and forms.

3

Application Submission

Complete dossier submitted to MOTAC OSC MM2H. We respond to additional requests on your behalf.

4

Conditional Approval Issue

MOTAC OSC MM2H issues a Conditional Approval Letter. WellHome then coordinates your Malaysia visit.

5

Endorsement

With FD, medical insurance, and medical check-up confirmed, MOTAC OSC MM2H completes the final endorsement and issues the MM2H pass, subject to official approval.

Related in-depth guides

Frequently Asked Questions

Information is for general reference only and subject to the latest official MOTAC / OSC MM2H / Immigration announcements.

Not freely — the deposit is the financial anchor of your visa and largely stays in place. After approval, up to 50% may be withdrawn for approved purposes — property, your children's education, medical treatment, and domestic tourism — supported by vouchers and receipts. The balance remains locked for the life of the pass. Exact terms depend on your bank and the latest official conditions.

No. MM2H asks for a minimum of 90 cumulative days per calendar year, not full-time residence — and applicants aged 50 and above are exempt from the minimum stay altogether. For applicants aged 25–49 (21–49 for SEZ/SFZ Johor), the requirement can be met by either the main applicant or one registered dependant, which gives families real flexibility.

Yes. Across all four tiers you can register your spouse, children under 34, and both parents as dependants on your application.

The current tiers don't apply a fixed monthly offshore-income test. An income statement is still required, however, so the authorities can verify that an applicant has sufficient income — it forms part of the approval assessment. We confirm exactly which financial evidence your profile needs before you file.

Timing depends on document completeness and MOTAC OSC MM2H processing, so we don't promise a fixed date. In practice the file moves through five stages — profile assessment, document preparation, submission, a Conditional Approval Letter, then endorsement during a short visit to Malaysia. We prepare and coordinate each stage to avoid the delays that are within our control.

Yes. The programme was restructured into the current Silver, Gold, Platinum, and SEZ/SFZ Johor tiers, with revised deposit and property thresholds. Because the rules continue to evolve, treat any summary as general guidance and confirm the specifics against the latest official announcements before you commit.

It depends on the tier. Silver, Gold, and SEZ/SFZ Johor do not carry work or business rights. Platinum is the only tier that permits work and business activity — so if employment or running a company matters to you, Platinum is the route to discuss.

For applicants under 50, the 90-day stay is an important MM2H condition (applicants aged 50 and above are exempt). It is 90 days cumulative across the year — not 90 continuous days. Missing it can affect your compliance record and potentially your renewal or visa status, and the authorities may take action if programme terms aren't met. The best approach is to plan the days early in the year and keep your passport entry/exit records in order — which is exactly what we help families track.

Yes — each tier carries a minimum property purchase, from RM600,000 (Silver) to RM1,000,000 (Gold) and RM2,000,000 (Platinum). Standard tiers let you use a property you already own, and you can complete the purchase before endorsement or within one year after. SEZ/SFZ Johor requires buying within the Special Zone before endorsement. In all cases the property cannot be sold for 10 years (resale is allowed only to upgrade).

No. There is no in-place upgrade — moving to a higher tier requires a fresh MM2H application under that tier's requirements. We weigh this with you from the start so you choose the right tier first time.

MM2H is generally available to applicants of all nationalities, provided they meet the programme requirements and pass the required Malaysian government checks. Approval is not automatic and remains subject to the authorities' final decision.

MM2H is a renewable long-term social visit pass — it lets you live in and base your family from Malaysia, but it is not itself a work permit. Only the Platinum tier carries work and business rights; an Employment Pass is a separate, employer-sponsored route. We can map which one fits your plans.

Children's Education Advisory.

For families relocating to Malaysia, the quality of your children's education is vital. WellHome's education advisory service helps you find and enrol your children in the right school — and understand your rights under your residency visa.

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International Schools

Malaysia hosts 100+ international schools covering British, American, IB, and Australian curricula.

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University Pathways

Guidance on Malaysia's 21 QS-ranked universities and twinning programmes.

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Enrolment Assistance

We manage application timelines, entry assessment preparation, and fee comparisons.

Real Estate Advisory.

For MM2H applicants, property purchase is a mandatory requirement. Malaysia offers exceptional real estate value compared to regional hubs. WellHome connects you to top developers to help you make a smart investment.

Why Invest in Malaysia?

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Exceptional Value

KL luxury condos start from RM 800/sqft — a fraction of the cost of Singapore or Hong Kong.

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Strong Yields

Prime KL locations deliver gross rental yields of 4–6%.

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Stable Framework

Foreign ownership is cleanly defined and title security is robust.

Malaysian property
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MM2H Visa Tiers — Silver, Gold, Platinum, SEZ/SFZ Johor | WellHome MM2H