Your path to Malaysia, defined.
From the world's most favourable residency programmes to international schooling and real estate — WellHome covers every dimension of your new life in Malaysia.
Malaysia My Second Home (MM2H)
MM2H is Malaysia's flagship long-stay residency programme administered by MOTAC. It is structured across four distinct tiers — Silver, Gold, Platinum, and SEZ/SFZ Johor — each with different financial thresholds, visa durations, and privileges. All tiers require a minimum 90-day stay in Malaysia per year (accumulative of family members; main applicants aged 50 and above may be exempt) and mandatory property purchase.
Financial Requirements
MM2H Silver
The entry-level MM2H tier, designed for families and retirees seeking a long-term Malaysian lifestyle at the most accessible financial commitment. Best for those who prioritise family inclusion and a relaxed residential experience.
Quick Comparison
| Criteria | Silver | Gold | Platinum | SEZ/SFZ Johor |
|---|---|---|---|---|
| Duration | 5 Years | 15 Years | 20 Years | 10 Years |
| Fixed Deposit | USD 150K | USD 500K | USD 1M | 21–49: USD 65K ≥50: USD 32K |
| Property Min. | RM 600K | RM 1M | RM 2M | Per state guidelines |
| Work Rights | — | — | ✓ | — |
| Maid Permit | — | — | ✓ | — |
| Annual Stay | 90 days (under 50 only; 50+ exempt) | 90 days (under 50 only; 50+ exempt) | 90 days (under 50 only; 50+ exempt) | 90 days (under 50 only; 50+ exempt) |
The Application Process
Profile Assessment
We assess your eligibility and recommend the optimal MM2H tier. Available via Zoom or in-person.
Document Preparation
We guide and advise on preparing all required documents: relationship documents, employment proof, bank statements, police clearance, and forms.
Application Submission
Complete dossier submitted to MOTAC OSC MM2H. We respond to additional requests on your behalf.
Conditional Approval Issue
MOTAC OSC MM2H issues a Conditional Approval Letter. WellHome then coordinates your Malaysia visit.
Endorsement
With FD, medical insurance, and medical check-up confirmed, MOTAC OSC MM2H issues the final endorsement. You are a long-term resident.
Related in-depth guides
Year-stamped factual breakdown: deposits, property, dependents, stay rule, application timeline.
Read full guideFive-filter decision framework with four worked examples (retirees, HK relocators, pre-retirees, SEZ owners).
Read full guideThe Johor–Singapore Special Economic Zone tier: RM 500K, 10 years, Johor-anchored relocation and Singapore cross-border families.
Read full guideFrequently Asked Questions
Partial withdrawals may be permitted under qualifying conditions (e.g. property purchase, medical, education). The exact ratio and conditions depend on the application category. For more details, refer to the brochure.
No. MM2H requires a minimum of 90 cumulative days per calendar year (accumulative of family members is allowed). Main applicants aged 50 and above may be exempt. You do not need to be present all year round.
Yes. The MM2H programme allows the main applicant to include their parents and parents-in-law as dependants, in addition to a spouse and unmarried children up to age 34.
As of June 2024, the monthly offshore income requirement for MM2H has been removed. Applicants are primarily assessed on their liquid financial assets and overall financial strength. Supplementary financial documentation may be requested on a case-by-case basis.
Typically 3–6 months once all documents are complete. Actual timing depends on the case, document completeness, and MOTAC's processing queue. WellHome helps by preparing a complete, error-free dossier the first time.
Yes. MM2H rules have shifted three times since 2021. The most significant change was the June 2024 restructure into four tiers (Silver, Gold, Platinum, and SEZ/SFZ Johor), which replaced the earlier two-tier system. The monthly income requirement was also removed. Anthony Liew was consulted during the policy review.
Only MM2H Platinum holders have the right to work in Malaysia without a separate Employment Pass. Silver, Gold, and SEZ/SFZ Johor tiers do not include work rights. Platinum also grants full business registration and company directorship rights.
Failure to meet the 90-day minimum annual stay may result in your MM2H visa not being renewed. However, MOTAC has historically exercised discretion for genuine cases. WellHome tracks your stay days annually and alerts you well before the year ends.
Yes. All MM2H tiers require a mandatory property purchase in Malaysia. The minimum varies by tier: RM 600K (Silver), RM 1M (Gold), RM 2M (Platinum), or per state minimum guidelines (SEZ/SFZ Johor). The property must be held for at least 10 years.
There is currently no direct upgrade mechanism — tier changes typically require submitting a new application. WellHome recommends choosing the right tier from the start — our consultation helps you make that decision.
MM2H is in principle open to applicants from all countries; some nationalities may require additional review or longer processing times. WellHome has placed families from 50+ countries and advises on country-specific requirements during your initial consultation.
MM2H is a long-term social visit pass designed for residency, not employment. It does not grant work rights (except Platinum tier). A work visa (Employment Pass) is employer-sponsored and tied to a specific job. MM2H gives you the freedom to live in Malaysia on your own terms.
Children's Education Advisory.
For families relocating to Malaysia, the quality of your children's education is vital. WellHome's education advisory service helps you find and enrol your children in the right school — and understand your rights under your residency visa.
Malaysia hosts 100+ international schools covering British, American, IB, and Australian curricula.
Guidance on Malaysia's 21 QS-ranked universities and twinning programmes.
We manage application timelines, entry assessment preparation, and fee comparisons.
Real Estate Advisory.
For MM2H applicants, property purchase is a mandatory requirement. Malaysia offers exceptional real estate value compared to regional hubs. WellHome connects you to top developers to help you make a smart investment.
Why Invest in Malaysia?
Exceptional Value
KL luxury condos start from RM 800/sqft — a fraction of the cost of Singapore or Hong Kong.
Strong Yields
Prime KL locations deliver gross rental yields of 4–6%.
Stable Framework
Foreign ownership is cleanly defined and title security is robust.
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Ready to begin your application?
Speak with a WellHome consultant today. We assess your profile, recommend the right programme, and manage the entire journey.